EDEN's Ready Tips

EDEN's Ready Tips > Posts > It's Never Too Late to Give
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This is not a request for money. Rather, it's a reminder that we can give our families the gift of being prepared for disaster any time of the year - and it doesn't have to cost a fortune.

Every season boasts special types of weather for which you want to be prepared, but how you prepare for each season's weather and potential disasters includes common basic preparedness steps.

Get a kit. Build an emergnecy kit tailored for you and your family. The general rule is to have enough supplies on hand for at least three days for each person in your household. If you can include additional water and food, you will be better prepared to take care of yourself and your family. Also build a go kit for your vehicle.

Make a plan. Depending on the type of disaster, you may need to stay where you are or evacuate to a safer location. Make a communication plan for you family so everyone will know how to stay in touch in case you are in separate locations when a disaster occurs.

Review your insurance policies. Homeowners insurance can protect you from loss of property and legal liability. House fire damage and loss is typically covered by homeowners insurance. Coverage is based on the cost of replacing the entire structure. Personal property is figured as a percentage of that cost. Review policies each year to update changing needs. Renters are not covered by homeowners insurance. If you rent, consider purchasing insurance for your possessions.

Flood insurance is not part of standard homeowners insurance. Flood insurance provides financial protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that may impact your area.

Do you have earthquake insurance? Most people don't buy it because they think it is too expensive and that an earthquake won't happen to them. The central United States, which includes Alabama, Arkansas, Kentucky, Illinois, Indiana, Mississippi, Missouri, and Tennessee, has a moderate to high risk for earthquakes, depending on the area of the state.

Be informed. Listen to your local radio and television stations or check their web sites for the most current information.

Preparedness is a gift worth receiving any time of the year.


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